My sister is my financial advisor. If you need to squeeze quarters out of pennies, Courtney knows how to do it. By looking at her year-end account statement last year, she realized she could pay off all her student debt 6 years early by simply getting rid of cable TV for a year. She's that good.
Anyway, my sister, during one of our... shall we say, "financial sessions," shared a terrific story with me that I think sings to the heart …